Boston green business

Business Insurance - Today's Business Lifeboat

Description:

Do you run a small business? Is your business insured? If not you could be risking your and your business' future. Learn about business insurance, and see why its today's business lifeboat.

Content:

Do you run a small business? Is your business insured? If not you could be risking your and your business' future.

Learn about business insurance, and see why its today's business lifeboat.

Expensive if You Don't Use It Cheap if You Do

The cost of doing business today is rising all the time, its true. Salaries and worker's benefits are taking a bigger chunk of your profits.

Taxes are always a key consideration, and material costs are rising as well. Add to this insurance, and you have a real significant number on your cost of doing business column (on your profit and loss statement).

When looking at insurance you will be amazed as the amount of risks you are obliged to cover.

There are the obvious accidents or acts of nature risks, worker's compensation, health and retirement plans, but then there are a host of other risks that can, and many should be insured.

It's a maximum that all insurance is expensive if you don't use it, but very cheap if you do.

The "Got To Have" Business Insurance Risks

Here is a list of basic insurance risks that every business should cover;

Fire, Theft, Water Damage, and Malicious Damage to your business location

All required worker insurance obligations, and for good worker relations, some perk insurance for employees, like some group private health plan, and retirement fund.

Product liability if you are producing a product

Transportation insurance for all your vehicles (full Casco advised)

Fidelity insurance if your employees handle money. This may be a really indispensable pre-paid asset to your business.

The "Nice to Have" Business Insurance Risks

Business interruption insurance

3rd Party Liability if you are producing a product for wide distribution

Litigation insurance

Damage due to civil disobedience and terrorist activity

Business specific items

Buying Insurance

The choice of buying insurance is becoming a tiresome activity with so many options and prices (and insurance terms), that finding and using a good broker may be your best bet

The insurance broker has some advantages over using one company exclusively.

The broker can shop around, negotiate directly with underwriters (which you cannot do), and tailor make some policies for you.

The cost of using a broker may be easily absorbed by the lower cost of the insurance he provides you and your business.

You must make very sure of the broker's qualifications, and demand a list of companies and underwriters he deals with.

Ask for a client list, and his inclusion in professional insurance societies.

A search on the internet is also helpful. When you are satisfied, start using the broker to plan your business insurance risk profile and coverage plan.

Author: Sacha Tarkovsky

About Author:

MORE FREE INFO

On all aspects of business insurance and how to makeyour business more profitable visit our website for a huge resource of articles, features and downloads and at http://www.net-planet.org/index.html

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Leveraging Your Assets For Maximum Efficiency and Profits

Description:

"The objective of any sound marketing policy is to get many elements working in concert to produce as many increases in sales and profits as possible. The overall affect of all these increases is far greater than the sum of the parts..." - Bob Serling

Content:

Are you leveraging your resources for maximum efficiency and profits?

If not, or if you're not sure what leveraging means or why you would want to leverage your assets, then keep reading.

What do I mean by leverage? Well, in financial terms, to leverage a resource means to multiply the productivity of the resource. That is, to get that particular resource to yield a greater return without additional input of effort.

For example, if you can show your sales people how to get your customers to increase their average purchase amounts by 15% with no additional cost or effort then you have just leveraged your sales staff and increased your profits by 15%.

One technique for leveraging your sales personnel is by having them offer your customers an upsell at the time of sale. I'm sure that if you ever ordered a hamburger from McDonalds you will have been asked, "Would you like fries with that?" or "Supersize it?" These are examples of upselling at the time of sale and a leveraging of the sales agent by simply having them ask a simple question when taking the order. No additional expense or effort is required, yet a surprisingly larger number of customers will purchase the upsell item thus increasing the amount of the sale.

For an online business, the order form may have options for upsells as well. The upsell may be a Silver, Gold or Platinum version of the basic product or service or perhaps an additional related product at a reduced price if purchased at the same time as the basic product.

To leverage the online thank you page after a person subscribes to your ezine or requests a free special report, you can place a one-time special offer on the thank you page.

In each case, some percentage of customers will take you up on the upsell offer. Depending upon the offer, you can often expect that anywhere from 15% to 40% or more customers will accept the upsell offer, thus increasing your profits without any extra effort on your part (other than adding the upsell offer to the thank you page).

How about leveraging an ad? Let's say that you consistently run an ad in a local newspaper or trade journal. If you adjust the copy in your ad but keep the overall size of your ad the same and then find through testing that your new copy outpulls your old ad by 10%, that's 10% more profit for the exact same cost and effort.

What resources can be leveraged?

You can leverage a wide variety of resources including, ads, headlines, prices, publicity, in-store sales, field sales, average purchase amounts, repeat sales, referrals, new customer leads, lead conversions, order pages, thank you pages, ebooks, special reports, articles, and on and on. Just use your imagination and you'll be surprised by the number of resources you can leverage significantly.

For example, this article could have been simply posted on my website for site visitors to read or included as a feature article in my offline newsletter or online ezine for my own subscribers. Using it in more than one place for different audiences is a form of leverage. But the article can be further leveraged by also posting it to article directories, forwarding it to other ezine publishers who may wish to publish it in their ezines or on their own websites, including it as part of a special report or even as part of an offline book or online ebook.

Remember, for maximum efficiency and profits, be sure to leverage your assets.

Author: George Dodge

About Author:

George Dodge offers a free audio CD by marketing consultant Dan Kennedy "Amazing Advertising, Sales & Marketing Techniques Proven To Boost Your Sales & Profits By 100% To 500% -- FAST!" by the legandary marketing consultant Dan Kennedy.

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What is E-play? Shocking Discovery!

Description:

E-Play is set to take the Internet by storm,so what is all the fuss about,Honest review

Content:

E-play is set to take the net by storm,and has been based on two years of research and development,e-play's brilliant conviction is that this ground-breaking programme will send shockwaves around the Internet world,making a six-figure income for many, Affiliates, who are taking advantage of the next big thing.

The market in which E-play will be involved in is currently worth $5.2 billion USD per annum — or $164 per second. In the next 156 weeks that figure is expected to escalate to a staggering $412 USD per second,So you can see why bluechip companys like SKY and MTV are so interested in this industry.

E-Play will be the first company to launch a business that will combine Online Gaming Entertainment,Social Networking,and Social Marketing,which are three of the most exciting phenomena on the Internet.

Over the next few weeks E-Play will be sharing knowledge with it's members,everything they need to know about running there own Online Entertainment Business with E-Play,where having fun and playing games with family and friends is turned into your Online Business.A business that will appeal to all ages and genders,and is set to reach hundreds of millions of people throughout the world.A OnlineBusiness requiring no investment in stock,a business where you don't have to tell people to change there behaviour - just keep on doing what they already love.

E-Play Is set for Launch on the 15th July,and as part of the pre launch they are offering affiliates and online business seekers the chance to sign up to the E-Play's Online Business Opportunity before the launch.

Affiliates throughout the world see this as an unbelievable opportunity,and only dream about knowing where the next big Online Businness Opportunity is before the competition,and that is what E-play have given them,a chance to start promoting there Online business before the launch.

E-Play is owned by a company called Virtual World Direct,A genuine business that is part of a strong, dynamic U.K. based company with over 140,000 members,and has made millions for its business partners worldwide.

VWD through e-Play has linked another powerful element that no other company has done so or is doing at the moment. They have attached a multi level marketing pay plan structure to the project. This gives ordinary people like you and me have the chance to develop an income from this explosion in both the casual games industry and social networking.

E-Plays pay plan is said to be so powerful that every high profile person who has seen it wants the project to launch right away. It is designed to help everyone who is prepared to put some effort to make a really good income. Even those who have never achieved much success in other opportunities in the past.

Author: colin linnett

About Author:

I,am a Internet Marketing Expert and have been reviewing Online Business Opportunity's for the last three years.To see why I think E-Play is set to top them all visit http://www.allproductsworld.com

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Starting an Online Home Business? Work at Home Internet Tips and Ideas

Description:

Thinking of starting an online home business? Herewith some start-up tips to help you get organized to ensure the smooth running of your work at home internet business.

Content:

Most people starting an online home business do so while working a full-time job and therefore being organized will help you make maximum use of the few hours a day that you have to dedicate to your work at home internet business.

Getting and keeping the contents of your computer organized will save you heaps of time and it is a great idea to set up a good filing system so that you do not waste time looking for web addresses, passwords, files, e-books, emails, images, etc.

If you are starting an online home business that involves joining a few affiliate programs you will have a lot of important information and emails coming in that you will need to refer to. There is nothing more frustrating knowing you have saved a certain file or bookmarked an important web address and not being able to find it.

Firstly, the initial information that you will receive will be in the form of emails and so it is strongly advised that you set up folders in your Outlook so that you can file the emails in the relevant folders. If you join a number of affiliate programs, open a folder for each program.

To setup a new folder in Outlook simply click on FILE in the Menu Bar (the top horizontal menu), in the drop down menu click NEW, then click on FOLDER. A little window will open entitled CREATE FOLDER and you then type in the box entitled FOLDER NAME, the name you would like to give this new folder. Then click OK.

This way you can set up sub-folders too. For example you may have a main folder called XYZ Affiliate Program and you could create subfolders under that for Admin emails and another for Sale Notifications and another for New Signups. In your Outlook main window, select XYZ Affiliate Program, right click and select New Folder and type in the title for your subfolder.

If you make an error or your subfolder appears in the wrong place, do not panic. Just right click on the folder and click delete and try again. Or if you want to rename the folder just right click and choose rename, and enter the correct name.

By setting up folders in Outlook will save you a huge amount of time when you need to locate a certain email and you will find that your Inbox is not full of emails that you have already dealt with or read. There is also the search function in Outlook, should you need it. File the emails in their respective folders as soon as you have dealt with them. Do not forget to file the emails in your Sent Box too into their respective folders. Often it is your reply to an email that you will be looking for.

Your Favorites in Internet Explorer, or whatever browser you are using, is another place that you need to keep well organized as this will save you so much time and frustration.

Again, set up folders and subfolders if necessary. Using Internet Explorer 7 in the Menu Bar, click on Favorites, then choose Organize Favorites from the drop down menu. In the small window that opens click on New Folder and a new folder will be highlighted where you type in the name. You can also move, rename and delete folders here as well. Or you can just select the Star Icon for Favorites so they open down the left hand side of your screen, right click on a folder and choose the option New Folder and type in the name.

By right clicking on a folder and selecting Sort By Name will organize the contents of that folder alphabetically.

Under My Documents be sure to start opening folders there as well to file all the information relating to your work at home internet business, for example your ebook downloads, articles and reviews you may write, Excel spreadsheets, etc.

Another idea is to open a Word document or Excel spreadsheet to keep a note of the affiliate programs you join, their web addresses, referral urls as well as your username and passwords for each program. I personally work with Notepad as I find it opens quicker and I save it to my desktop for easy reference.

A couple of computer protection and maintenance tips: Install good virus protection on your computer and keep your Firewall turned on.

To help keep your computer running well, delete your Temporary Internet Files in Internet Explorer regularly by clicking on Tools, then Internet Options from the drop down menu and under Browsing History select Delete and then under Temporary Internet Files click on Delete. You can also delete your Cookies here too.

Do not forget to use the disk defragmenter regularly (once a week), especially if you are downloading new software or have automatic software updates coming in from Microsoft. Just click your Start button, click on All Programs and select Accessories, then System Tools and Disk Defragmenter. It is advisable to shut down all programs including temporarily disengaging your Screensaver while using the disk defragmenter.

To disengage your screensaver click on Start, Control Panel, Display and in the Display Properties Box click on Screensaver and in the drop down menu under the computer icon select `none` and click Apply. Remember then to go back and reinstate your screensaver once the disk defragmenter has completed its task.

Just a word of warning here, if you do not defrag your hard drive regularly you will experience your computer slowing down and more frustrating is that the defrag process can take hours. If this happens it is advisable to leave the disk defragmenter running overnight while you catch up on some well earned sleep.

You will in time develop your own way of working, but initially when starting an online home business and everything is new and a little confusing you will find it really helpful if you get yourself organized early and get into the habit of filing items where you can find them as well as keeping your computer in peak condition thus avoiding slowdowns and downtime.

Author: Cynthia Minnaar

About Author:

Cynthia Minnaar is the owner and webmaster of www.cyns-home-biz.com, the online home business ideas site for residual online income ideas, internet home business opportunities, ways of starting an online home business, internet income training and more. Get your own Complete Home Business with free website setup and start making money online. You may publish my article if you include the bio.

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Why Is Finding a Job Such a Disaster for Me?

Description:

Way too many job seekers just can't understand why they're not getting results. They feel they've done all the right things. And nothing's working.

Content:

You know what it is that turns finding a job into a disastrous experience? It's putting in all that time and energy into a job campaign. And then nothing happens!

I've personally assisted hundreds and hundreds of job seekers since 1985. Most of them have come to me discouraged with their progress. They just can't understand why they're not getting results. They feel they've done all the right things. And nothing's working.

When I asked them how the organized their job campaign and what they were doing, here's what they told me:

1. Wrote a traditional resume with objective statement and reverse chronology work history.

2. Mailed and emailed it to dozens of employers . . . posted it on several job sites like Monster.com and HotJobs.com.

3. Routinely answered lots of want ads.

4. Contacted several employment agencies and a handful of recruiters.

5. Made phone calls directly to several companies in the area.

6. When a decent response didn't materialize, redoubled efforts and wound up distributing hundreds of resumes.

7. Waited and waited for the phone to ring with the right opportunity.

There's one simple reason why this traditional job campaign isn't working: they're doing it BACKWARD!

Most folks, if they don't know any better, do all the traditional tasks they've been told you need to do to find a job. They start with a resume. Then they use various mass media approaches to distribute their resume. And wait for the phone to ring.

Instead, the focal point of your job campaign has to be on the one person who can make a hiring decision about you. All your initial efforts should be directed toward identifying the organizations that match up with your interests. And then the hiring decision-maker who could be your next boss.

Everything else flows from that information . . . your resume, interviewing strategies, negotiating skills, and, of course, the various techniques used to get in front that decision-maker, preferably without them seeing you prematurely as a job candidate.

There are lots of strategies to use to identify the person who could be your next boss. But, by far, the best one is to take advantage of people you already know. But don't approach them by asking them to find you a job. That's a big turn-off. Instead, seek their advice. And in the course of your conversation ask if there any folks they could introduce you to who might be in the know.

Fortunately, there's a simple, step-by-step plan of action that can't walk you through the whole process--the RIGHT WAY! And if you follow the plan you can be entertaining jobs in as little as 14 days. Check it out.

Author: Paul Megan

About Author:

Paul Megan writes for EEI, the world-class pioneer in alternative job search techniques and non-traditional career advancement strategies . . . since 1985. Grab our stunning FREE REPORT: "How To Find A Job In As Little As 14 Days!" Click on RSS for instant info! http://www.fastest-job-search.com

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Paid Surveys - The Mystery Of Paid Surveys

Description:

Has it always been a mystery to you as to how people continue to make money from paid surveys, while you make nothing? Well there are a few things those people know that you don't. Some of these things include -

Content:

Has it always been a mystery to you as to how people continue to make money from paid surveys, while you make nothing? Well there are a few things those people know that you don't. Some of these things include -

Hunting Down Those Cash Paying Surveys

One of the biggest mistakes people make in this industry is they don't attempt to target paid surveys that pay in hard cash! The majority of people spend half their time applying to surveys that only offer rewards in the form of gifts and services. If you plan on making any money at all in this business, then stick well clear of this particular surveys, because all you're going to get in return is a bunch of junk sprayed all over your house!

Not surprisingly, the majority of paid surveys out there don't pay in cash and it's up to you to find those sites, sometimes taking a full day just to find one to apply for. Which brings us to our next point...

Are You A Member At A Directory?

In this game, time is everything. We just don't have enough time to apply for every paid survey on offer, so we must choose only the one's we are likely to attain a place in. Now if you did this manually you would have to build a list of several hundred of these sites, probably taking you weeks to accomplish.

That's where joining a directory can help. Being a member of a paid survey directory, will give you access to all the new and most importantly 'upcoming' paid surveys. All you have to do is log in and check to see if applications are being taken for certain surveys. It's highly important that you login at least 3 times a day, so that you can get your application in before anyone else, bringing us to our next point...

Making Your Application

Making a paid survey application can be one of the most important things you do as it will be the determining factor for whether or not you get a place in the paid survey on offer. There are some things you can do to spice up your application to ensure you get an opportunity to take part.

First of all, who are you and what makes you special? What separates you from the bunch? What do you have to your name that people will stop and say "wow that's very interesting!" Because one of the determining factors, is whether or not your application stands out.

Second of all you HAVE TO make sure you enter in every little detail about yourself, even if you think it's silly. A lot of the time the company in question is looking for one minute detail, so make sure you put down everything to give yourself the best chance of coming across this little thing they are looking for!

Author: Dane Stanton

About Author:

To learn more about paid online surveys and review the top paid survey sites visit PaidSurveyInspector.com

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Careers In Security

Description:

Security is the principal need of the new century, for millions of people all over the world. The safety of people has become a prime area of concern, an opportunity in this field is no longer considered as just a job; rather it has become a profession.

Content:

Armed with some of the most advanced technology, security professionals hope to combat their opponents. With the advent of the 21st century, keeping a country safe is a battle of wits rather than a matter of physical strength. The fact that the enemies also have access to the same weapons, which we use for our protection, makes the situation even worse. The weapons of war have also become the weapons of mass destruction. Though these inventions were developed with a view to make life easier, unfortunately they have landed in the wrong hands and made life difficult.

The reality of the danger sinks in even deeper when we realize that our opponents are as educated and smart as us. This increases the need to be alert and implement even greater preparations and strategies. Consequently, this calls for recruitment of highly skilled and trained professionals in the security industry.

Job Opportunities

Excellent job opportunities await those who are serious about pursuing a career in the field of security. People from different educational and occupational backgrounds can use the applications of their respective profession to make this world a safer place to live in. Teams of scientists, engineers, mathematicians and language analysts are employed to efficiently identify the global threats affecting our peaceful lives. There is also a great need for people who have researched and proven themselves in the field of history and language. Individuals from a military background are also considered as potential candidates.

Requirements Of The Job

Besides formal education and training, you are also expected to have the expertise and will to accept challenges and solve them efficiently. The job may require you to work under immense pressure and stress, and prove your responsibility towards your fellow human beings. Professionals like historians, analysts and language translators play a key role in assessing the performance of the country's leaders and politicians and help to check their activities. Candidates with a creative disposition and relevant skills also play a significant role in establishing a secure and peaceful environment. Hiring of these individuals in the security sector enables us to design and develop new inventions, which helps us to stay a step ahead.

Benefits Of The Job

Due to the dangers prevalent in today's world, which are increasing at an alarming rate, the demand for highly proficient and dedicated individuals is also corresponding. Professionals who have practical knowledge and experience in this field are offered attractive remuneration and incentives. However, to acquire a position in this industry you need to qualify and pass a drug screening test, and an investigation of your past background and details. This process of verification may take as long as six months to a whole year.

Just as in any other career, its important to weigh the pros and cons of the job, similarly before embarking on this particular occupation you should consider the implications of the job.

Author: Tony Jacowski

About Author:

Tony Jacowski is a quality analyst for The MBA Journal. Aveta Solution's Six Sigma Online offers online six sigma training and certification classes for lean six sigma, black belts, green belts, and yellow belts.

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Business loan calculators

Your Free Home Based Business Opportunity Found

Description:

Working from home is good so you can do many more things that you want from life than if you let some jerks run your personal life and emotions at some dead end job

Content:

The good thing about working from home is that you can do many more things that you want from life than if you let some jerks run your personal life and emotions at some dead end job. If you like to paint, you can turn your skills into a home based business. If you are a marketing guru, that will work as well.

The one thing that holds a lot of people back when they are looking for a home based business opportunity is money, actually two, the second is fear of being independent. This has been a personal world problem for many of us the last few thousand years. So, we can bust out of this frustration money and independence bubble or we can be like ants, doing the same dullsville thing all our lives.

Many of us feel or felt, now or in the past that in order to start a company, we are going to need a lot of financial backing; something that most people simply cannot come up with. Even though this is true in some aspects, there are also many free, and very cheap, home based business opportunities that you can try out.

Think about it, why do you need to spend a lot of money on start up costs? You more than likely have everything that you need right in front of you or in within easy searching distance. A little search work, so easy to do and even fun, can open whole new worlds of joy, interest and excitement for you. Isn't that lots better than being bored to death at the same job, you frequently don't like, for the next 40 to 50 years? Please don't say no.

Generally speaking, the first thing that people do when they are searching for a home based business opportunity is search the internet. There are hundreds of sites that will promise you the world for no money at all; the bad thing about these sites is that they actually sound like good opportunities.

The problem is that the majority of these sites are simply scams that are meant to dupe you out of your money. Sorry, that's the truth. To take this even further, these scams ruin it for the legitimate companies that are available.

So obviously, the best way to find a free home based business opportunity is to do your homework. One of the best opportunities available is affiliate marketing programs. This is a great way for anybody to start their own home based business with no start up costs at all.

This involves getting paid by affiliates for driving traffic to their site. Eventually you may need to start putting money into your business to be more successful, but you can get started with relatively few problems at all.

Another free home based business opportunity that many people take advantage of is filling out online surveys. This is a legitimate way to make money from home, but you must be aware of all of the scams that are out there.

The only way to do this is by searching through all of the available companies, doing your triage or due diligence, and then choosing the ones that are most reputable. Finding ratings for survey sites is not difficult because there are a lot of people that are interested in this home business opportunity. Usually, the best ones are free.

Finding a free home based business opportunity is not impossible. In order to be successful, you will want to watch out for scam artists so you do not end up losing valuable time and money and, most importantly, your burning fire hope for better things in your heart and life.

Author: James Lowe

About Author:

James M. Lowe group writes wholesale priced Original blogs, articles, web sites, press releases and ebooks. Any subject. Free article directory on site.

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Use a Business System to Succeed

Description:

Just because you join something, does it mean that you are "entitled" to the great rewards that are normally shown in the compensation plan or the advertising piece? ABSOLUTELY NOT!

Content:

Just because you join something, does it mean that you are "entitled" to the great rewards that are normally shown in the compensation plan or the advertising piece? ABSOLUTELY NOT! If your goal is $10,000 per month, do you feel by signing up with a network marketing company is the answer? NOT! Things just don't happen by themselves. "What do you mean, Darren, you're killing my dreams! Do you mean I have to take responsibility for my own success??" YES! It still takes WORK on your part in order to see things happen. It takes using your melon for something else besides a divider for your ears. You have to learn to earn!

When someone talks about what they have/haven't done in something I've beens successful with and says, "It doesn't work!" My reply is, "No, YOU don't work!" Too many people don't do what's necessary to run their BUSINESS and blame everything on the system. They have no concept of what it takes to make the business succeed, they try to dismiss what's being taught, try their own UNPROVEN methods and expect to make it work. What ends up happening is that they quit and say it doesn't work.

Think of it this way. When a person buys into a McDonald's franchise, do they go and put a generic sign saying, "Hamburgers" or do they use the golden arches and all the pre-made bags, cups, menus, meals tables, napkins, etc? When someone gets a Subway franchise, do they call it "Mike's Subs" and hope that it works? No!!! They use the system that's already in place and just do what already works for the thousands and thousands of like-franchises! It's that simple!

A franchise is this: "A model of success passed on to others who can duplicate that success."

You need systems, concepts and a plan. You need to learn BASIC business concepts. Do what is already working! COPY what the successful franchis does! COPY what your successful mentor does! COPY SUCCESS!

Be a professional business person and not just a hobbyist that thinks their going to get rich. Learn basic business concepts and copy what is successful.

Author: Darren Robinson

About Author:

Darren Robinson has been involved in network marketing for a number of years. Many of those years spent in frustration and failure. Now, success is all that happens in his life and you can visit Darren's blog at http://workathomefreedom.blogspot.com/ for more articles to help you achieve your goals.

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Top business schools in europe

Cash Savings Online is the Way to Save

Description:

Discover the key element to saving cash online by discovering useful sites that make this easy.

Content:

With the cost of living going up, gas prices skyrocketing, and people losing jobs,etc. the need for assistance and direction became evident. Cash Savings 2003 an online super site was born.

A few years ago while surfing the web for job assistance an idea was born to create a true one stop site just for adults only. Realizing how vast the internet is and how overwhelming it can be for the average individual with limited time,the creator of Cash Savings 2003 at set out to build a major marketplace that would be simple in design but helpful. The idea of streaming the basic needs of the common surfer at times proved to be extremely demanding.

To build a site of this magnitude one must find out what the people want. Questionnaires were sent randomly to ages that ranged from 18 and above. Many agreed that there were many online shopping,travel, and entertainment deals but they didn't know where to look. The need for services and direction was the other request. A large majority of the public uses the internet as a source of information.

Cash Savings 2003 brought in not only the hottest companies and services,but offered many smaller shops and business services an opportunity to be located on one site. One of the largest online job search sites was built as well. Cash Savings 2003 was to stay in tuned to the needs of the time and people. Saving the people money and time is the overall concern of the staff of Cash Savings 2003 who scoured the web daily looking for the best internet deals available to provide.

The idea was also to create a place where not having money wasn't always an option .The theme of the site reflects that of a fun marketplace , therefore there are plenty of free games, entertainment , and even one of the best dating sections for adults. Cash Savings 2003 brought in over 7000 top retailers and services with the idea to help provide a true one stop experience for the public.

Author: Gabby Laine

About Author:

Gabby is responsible for many job reviews, websites, and observations. Discover many of the sites that received great reviews at http://www.2getwork.com, http://www.2discounts.com,
http://www.cashsavingsonline.com , and http://www.2spendless.com .

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The sims 2 open for business guide

How To Keep Your Cover Letter And Resume Out Of The Trash Can

Description:

There is no sound in the world that can be sadder for a job hunter than the sound of his application letter hitting the trash can. So if you never want to hear that sound ever, you just might need to learn where and how to get a hold...

Content:

There is no sound in the world that can be sadder for a job hunter than the sound of his application letter hitting the trash can. So if you never want to hear that sound ever, you just might need to learn where and how to get a hold of free cover letter samples that will get the attention of potential employers and have them banging on your door with job offers.

The importance of an excellent cover letter sample
A cover letter sample can make or break your chances of getting an opportunity of a lifetime. No matter how well-written your resume is or how much background experience you might have, a bad cover letter sample is a smear in your campaign to go after the job of your dreams.

Think about this: a cover letter is your potential employer's very first impression of you. It will tell them at a glance what kind of professional you are, what you can bring to the table and what kind of person they will be dealing with. So why should you be wasting your time in bad cover letter samples that read like they were written by an amateur?

Remember, once you send your resume with your cover letter, there is no turning back. You can't just go calling your potential employer to tell them that you made a mistake with your choice of a cover letter sample and that you want your letter back to do them again. It's just not something you'd want to do if you want to project an image that is professional and reliable.

Not all free cover letter samples are created equal...
For the simple reason that they are not sourced from one single individual. There are many people out there who think that just because they can write decently, they should be marketing their rough skills to try to help out job hunters in need of a free cover letter sample. Oftentimes, as in the case of free cover letter samples, what you get is what you were willing to pay for. And when it's free... well, you can't always get what you want.

Why you have to pay the price
Competition is the main reason why you should try your hardest to find a cover letter sample that can promote your skills and experience in an attractive way. For a single job opening, you could be competing with dozens of job hunters, some of whom may have the same qualifications as yours. You simply must make sure you stand taller than the rest.

The other major reason is reputation. A great cover letter sample, when used correctly, can precede your reputation, so to speak. Once you've translated it and turned it into your own, your professional reputation is at stake. That is why it is extremely important to use only a cover letter sample that can do justice to your experience and sell your skills effectively.

Now, answer this honestly: can that free cover letter sample you found online do that for you? Probably not. That's because these free cover letter samples were created to give you a 'general' idea of what evrybody's cover letter should be, not what yours should say. Remember that you are vying for a job position that can mean a big difference in your life. If you want it badly, make sure you choose the right weapons and use the proper cover letter samples that will market you like no other can.

Author: Mario Churchill

About Author:

Mario Churchill is a freelance author and has written over 200 articles on various subjects. For more information on free cover letter sample checkout his recommended websites.

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Business ethics institute

Three Simple Steps To A Creating A Winning Website With Site Build It

Description:

Using Site Build It to build a web business does give you lots of advantages over other systems, but there is so much more you can do to ramp up your results

Content:

While thousands of Site Build It owners have websites that rank well in the search engines and generate lots of free traffic, the vast majority could do a lot more to maximize their visitor traffic and then turn that into cash.

Here are three simple steps to maximizing the effectiveness of your Site Build It site.

Step 1 – Make the Most Wanted Response you want from your website an opt-in to a newsletter or mini course of some kind. Whenever I am asked to review a SBI site, one of the first things I usually see is that there is no mechanism for capturing visitor's names and email addresses, and if there is, it's usually not the focus of the site, but more an afterthought instead.

This is a major mistake – by focusing your site on capturing your visitor's contact details, you leverage every page of your content and instead of having people visit just once, you have the opportunity of building a long term relationship with them and offering them products and services for years to come.

Step 2 – Properly optimize your Site Build It site's images and graphics.

So many SBI owners still haven't grasped the importance of optimizing their website's images and this one step can double your site's traffic over time. For example, it's not uncommon to see a picture of a dog on a dog-related site with the image file name called 87665.jpg.

How is a search engine going to know what this picture is? How well will it rank? It's easy to optimize your images, especially when you are using the block by block page builder – just make sure your dog picture file name relates to dogs (eg. german-shepherd-picture.jpg instead of 87665.jpg), and include the words German Shepherd Picture in the Alt Tag and Mouseover Text boxes. That's all you have to do to start generating loads of additional traffic that's free from the search engines.

Step 3 – Don't rely on free traffic from the search engines as your sole source of visitors. There's a mantra that pervades the Site Build It forum that building content to free traffic is the only way to go. Getting caught up in this thinking is a huge mistake I see many Site Build It owners making.

Yes a properly set up and optimized SBI will generate free search engine traffic, sometimes a lot of it, however relying solely on this can put your online business at tremendous risk. While FREE TRAFFIC is the SBI mantra, the continuing ranking gyrations at the search engines makes relying solely on them to protect your lifestyle make them a high risk option.

Wise SBI owners use link exchanges with related sites and especially article submissions to article directories, ezine directories and related webmasters to diversify their traffic sources – you will then be much less reliant on Google, Yahoo and MSN for your traffic and your business will be on a much more solid, long-term footing.

So to summarize –

Use the traffic the Site Build It process gives you to build a list of targeted prospects and customers.

Optimize your images to generate additional highly targeted visitors, particularly from Google and Yahoo image search.

Don't rely solely on search engine traffic for your livelihood – diversify your traffic sources and build your business on a stable footing

Author: Rockford Tapscott

About Author:

Rocky Tapscott is the author a free 5 Part Mini Course "How To Supercharge Your Site Build It Site In 14 Days" which shows Site Build It owners how to quickly get the most out of the SBI system. Drop by http://www.sitebuilditmadeeasy.com to grab your free copy.

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Harvard business school career guide

8 Essential Tips on How to Get Started With Overseas Properties Investment

Description:

Investing overseas has been long talked about as one step away from our dream property abroad but is it as easy as the TV and glossy magazines are trying to show it to us?

Content:

Investing overseas has been long talked about as one step away from our dream property abroad but is it as easy as the TV and glossy magazines are trying to show it to us?

Here we have for you basic reminders to follow when you get started with overseas investments:

1. When choosing an overseas market it is vital to establish what suits your investment goals and the level of risk you are prepared to take: the less established markets are high risk but offer better potential returns. In Europe we recommend countries with a strong currency and established or pending EU membership with a flourishing tourist industry.

2. It is important that favorable mortgage options can be set up from within the country and there must be good local demand for property to ensure that you sell well when the time comes. Local demand also offers security from currency fluctuations and tourism trends.

3. When choosing a development, location is the key, so always buy property near the sea, ski gondola, golf course, etc. Then you will always recoup the location premium you pay. Buy into a high-quality, well-built development as the properties will offer the best rental returns and resale security.

4. Always look at the price per square foot. A large one-bedroom flat may easily be worth more than a small two-bedroom flat if it is in a larger space.

5. Check that the developer has a good track record. If possible, visit past projects and talk to existing owners and tenants.

6. Most of us don’t have the time to do all that when planning to invest overseas so you should use an investment company or adviser. Pick a company that can assist in resales, rentals and advice on the local market. It should also be experienced in dealing with developers and ideally would have large client numbers to negotiate the best investment terms.

7. Investment returns are never certain, but if you take the right advice and invest wisely then they can be substantial. Much of your return will depend on the mortgages available within a country; they can improve returns greatly.

8 Finally, don’t be short-sighted: property investment should always be for a minimum of two to five years. It takes time for property markets to appreciate, and anyone who tells you otherwise is giving a hard sell. Reselling can be unpredictable, so have a long-term plan in hand to avoid a position where you need to sell and have to compromise on your price.

If you keep your witts with you all the time looking for your dream investment property abroad can be exciting and enjoyable experience !

Author: Galina Mihaylova

About Author:

Galina Mihaylova :emerging property markets expert, managing director of Sash solutions - independent Bulgarian property consultancy
http://www.sash-solutions.com

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Business valuation software

Career Trend Tip: Watch Your Back!

Description:

Content:

Automation is making more and bigger inroads into our career planning.

Not too long ago we reported on the current employer fad of automated interviewing. We pointed out that your next job search phone call may be from an automated system asking you screening questions. The system will try to determine if you are the right kind of candidate for the job. Refer to our website for how to handle this situation.

Looking to the future, it was recently reported that workplace privacy issues will escalate. Some company policies can threaten personal privacy.

For instance, were you aware that some companies have started to use surveillance software? This sophisticated software covertly monitors and record each keystroke an employee makes. This includes individual letters, symbols, and punctuation. The data can be saved in a file or transmitted over a corporate computer network.

Ok. Let's say in a moment of frustration you put together a stinging letter to your boss whom you feel has wronged you. Then, after reading it over a couple times you rethink your decision. Maybe this isn't such a smart idea after all. So you delete the whole letter.

Too late.

Every word, every letter, every keystroke has been recorded on your hard drive. Or it's been sent as an email to a computer system administrator who can retrieve it at their convenience.

What does this all mean to your career planning or job search?

If you're on the job, beware. Find out what your current organizations policy is on this matter so you can make sure your privacy is protected. In other words, understand the corporate rules and play by them.

If, on the other hand, you are offended by this kind of policy and you see it as an invasion of your privacy you will want to discover the company's policy before you accept a position with them. It is not at all inappropriate to ask in advance. This is what intelligent, assertive job search is all about.

Stay on top of the ever-changing job marketplace with RSS! Don't miss out on critical career news and innovative job search strategies. Stay informed! It's so easy to have immediate access to current trends and alerts. If you go to our website, simply click on RSS.

As we've said many times before, planning your job search or career change in advance prepares you for addressing the kind of issues that can make a huge difference in your future job satisfaction and career growth.

Author: Paul Megan

About Author:

Paul Megan writes for EEI, the world-class pioneer in alternative job search techniques and non-traditional career advancement strategies . . . since 1985. Grab our stunning FREE REPORT: "How To Lock Up A High-Paying Job In 14 Days (Or Less)!" And click on RSS! http://www.fastest-job-search.com

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Are Your Mortgage Prospects "Googling" You?

Description:

If you don't believe some of your mortgage prospects are checking you out using Google...think again! Read this article and be prepared...

Content:

It's time to "Google" yourself. Go to google.com right now and type in your name. Click "Enter" on your keyboard or "Google Search" on your screen. The result that is displayed is your online identity or profile.

If you don't believe some of your mortgage prospects are checking you out using Google...think again! Thanks to Google, it's become ridiculously easy for prospects and customers to find out more about you as a mortgage professional, just by typing your name into the Google search engine.

Here's the thing...they're looking for search results of you on the internet, to see what third party references will reveal about your mortgage business. Essentially, they are "checking you out." They are looking to evaluate your "online identity or profile" which is a collection of all of the information about you on the Internet, and whether that information is mostly positive, or negative.

Here's a quick review of what a prospect might find when they "Google" you, and what impact that information might have on their decision to do business with you.

1. Positive identity/profile. Your prospect finds numerous mentions of you online including the website you set up using your name.com as your mortgage site. They find articles you may have written about mortgage and credit issues. They may also find your name associated with the city they live in, local newspapers, as well as any professional associations you may be connected with.

Congratulations, your prospect found you. This goes a long way in establishing credibility and trust in their eyes. I'm sure they won't hesitate contacting you and discussing their mortgage requirements with you.

2. Negative identity/profile. Your prospect found negative comments or testimonials about you from previous customers, or your name was found associated with a negative website or negative group or association.

This one is trouble...your prospect can form a pre-conceived opinion of you and may then pass you by and contact another mortgage professional.

3. Neutral identity/profile. Your prospect can't find any information about you.

Neutral is not good...Despite your attempt to make your mortgage business look successful, your prospects may decide that since they couldn't find any record of you...you are a very small cog in the big mortgage wheel...and may decide to go elsewhere. Warning...In the months and years ahead, your desire to remain anonymous on the internet will cost you and your mortgage business big bucks.

The chances are good you need to establish and/or improve your online identity/profile. The best way to do this is to focus your efforts and some time on actually building that positive online identity/profile. Here are a few ways to do that...

1. Reserve a domain name for your personal mortgage website and use your personal name. The search engines will find you in short order. When someone does Google your name, your website will come up first in the findings.

2. Write a few good mortgage and credit articles for homebuyers and homeowners and submit them to article directories, local newspapers, and community websites. Use a reference box at the end of your article which identifies both you and your mortgage website. Google will find your articles and they will eventually be listed when someone does Google your name.

3. Sponsor or help with a community event. Ask the organization you are supporting if they post information about the event online, including the names of the sponsors. A Google search that associates you with a major local charity would be viewed very positively by your mortgage prospects.

4. Start a "blog" (short for web logs). This one requires some research and a little learning curve on your part...that's why we left it for last. However, once set-up, your investment of time each week is really minimal. Search engines like Google love blogs, readily index them, and then show the results, when someone Googles your name.

OK, there you have it. Remember, it will become increasingly important for you to manage and control your online identity/profile. By increasing the positive search results of your name online, you'll give added confidence to your Google savvy prospects and customers and increase your mortgage business as a result. Your mortgage prospects and customers are definitely working smarter...so should you!

Author: Tom Domin

About Author:

Tom Domin is the author of "101 Ways to Originate Mortgages" and publisher of "Tom's Mortgage Tips" a twice monthly Mortgage Newsletter geared for Mortgage Professionals. Increase your pipeline and put your mortgage career on the fast track and sign-up for FREE at http://www.MortgageMarketingToolKit.com.

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Business first aid

Home Business Success And Your Passion

Description:

So what is home based business, home business, mlm, network marketing really all about? The following report includes some fascinating information about home based business, home business, mlm, network marketing--info you can use, not just the old stuff t

Content:

So what is home based business, home business, mlm, network marketing really all about? The following report includes some fascinating information about home based business, home business, mlm, network marketing--info you can use, not just the old stuff they used to tell you.

In whatever career you may find yourself in, there is no such thing as "information overload." Know as much as you can, do what others do, and what the entire company does. Equip yourself with a total knowledge of your work environment, enough to make you feel like you own the network. Who knows, you may someday.

Walking an extra mile, being organized at work, honesty, trust-worthiness, dependability, being a team player, loyalty, and resourcefulness are the must-be characteristics of your passion.

Are you the type of worker who is always looking forward to Monday morning? Or you are the type of worker who's pleading and hoping that it will always be Friday the other day? There are workers who are called TGIF workers? What is TGIF? TGIF stands for Thank God It's Friday. TGIF workers can't wait for their minimum of 8 hours a day to finish. If you classify yourself as a TGIF worker, then you are certainly lacking something or missing something important in your career life - passion.

What does it take to be passionate in your job? There is always that old maxim "Do what you love the most." A passionate worker always has the appetite to go to work every day. He or she doesn't mind if it's Monday or Friday. He or she treats everyday as an important day in his or her career life. What do you think is the result of being a passionate in your career life? When you are passionate in your job, you enjoy it and even seek for more. There is always the idea in your mind that you can always do better than that. You are not satisfied to mediocre work. And it pays to be a passionate worker not because you will be accelerated into higher position nor you will be given extra compensation, but because you can get things done in your work with a sense of appreciation.

So far, we've uncovered some interesting facts about home based business, home business, mlm, network marketing. You may decide that the following information is even more interesting.

In your work as an entrepreneur at home, you got to have extra passion. Why do you need it? You might be asking. Take this for an instance; can you able to sit a little longer whenever a meeting comes? Can you stay a little longer if you're transacting some business matters to a customer that asks too many questions? In short, can you be patient enough but maintaining the passion in you? You can be energetic enough in your work but it demands greater than that. Still, you need passion in your work.

So, what separates a passionate worker to a worker that only minds work?

People who practice passion in their work always perform their work at their best. They always strive for perfection in everything. They see perfection as unattainable in most things. But their eagerness drive them much nearer to it than those whose laziness and despondency make them give it up as an imperfection. Passionate workers put extra care in their work and they aren't satisfy for anything less.

At this point you might be asking either one or more of the following questions: 1. Do I need passion even though my work is just a home business? 2. To whom will I use passion? 3. What will passion do for me? What is its impact in my performance? 4. How may I know my passion?

The last question on the list is very interesting. In one way or the other, passion creates a difference in terms of performance between a passionate worker and the other. What do you like the most? What are your interests? What type of job do you enjoy the most? The answers to these questions vary depending on the personality of a worker. But whatever will it be, if you can answer the questions then that will be your checklist on how you may know your passion. Each worker has different passion. One's passion is not the same with the other. Your job as a home business representative takes a little talking to different people. If you found that your passion is more on communication, then you are really entitled for the home business. If you like to deal with different people and enjoy front liner's job, you are really fitted for the home business.

So now you know a little bit about home based business, home business, mlm, network marketing. Even if you don't know everything, you've done something worthwhile: you've expanded your knowledge.

Author: Daegan Smith

About Author:

Daegan Smith is the leader of the fastest growing team of successful home business enterpernuers on the net. Find out how we're creating financial freedom all across the globe and how to get in on the action FREE at http://www.comlev.net

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An Introduction to Two Innovative Medical Careers

Description:

In the United States, Physician Assistants (PAs) are non-physician clinicians licensed to practice medicine with a physician's supervision. This supervision, in most cases, need not be direct or on site and many PAs practice in remote or underserved areas in satellite clinics. PAs can treat patients and, in most states, prescribe medicine, and in some states in the US they carry a DEA number that gives them authority to prescribe controlled medications like narcotics.

Content:

In the United States, Physician Assistants (PAs) are non-physician clinicians licensed to practice medicine with a physician's supervision. This supervision, in most cases, need not be direct or on site and many PAs practice in remote or underserved areas in satellite clinics. PAs can treat patients and, in most states, prescribe medicine, and in some states in the US they carry a DEA number that gives them authority to prescribe controlled medications like narcotics. PAs in surgical practices also serve as first assists in surgery. PAs provide medical services that are reimbursed under Medicare and third party insurances.

Physician Assistants held about 65,000 jobs in 2005. The number of jobs is greater than the number of practicing PAs because some hold two or more jobs. For example, some PAs work with a supervising physician, but also work in another practice, clinic, or hospital. According to the American Academy of Physician Assistants, there were about 58,665 certified PAs in clinical practice as of January 2006.

Just over 56 percent of PAs worked in the offices and clinics of physicians in 2005, either allopathic or osteopathic. About 36 percent were employed by hospitals. The rest were mostly in public health clinics, nursing homes, schools, prisons, home health care agencies, and the United States Department of Veterans Affairs. According to the American Academy of Physician Assistants, about 17 percent of all PAs provide health care to rural communities and those with fewer than 20,000 residents, in which physicians may be in limited supply.

In 2006, there are more than 130 accredited PA programs in existence in the United States. They are all accredited by one body—the Accreditation Review Commission on Education for the Physician Assistant (ARC-PA). A majority of them are master's degree programs (requiring GRE for entry), but some are available as an undergraduate major. A number of these undergraduate programs are making a transition to graduate level training.

A Physician Assistant may use the post-nominal initials PA, RPA, PA-C or RPA-C, where the R indicates Registered and the C indicates "Certified." The "R" designation is unique to only a couple of states; most Physician Assistants use the PA-C. The certification is granted by one certifying body, the National Commission on Certification of Physician Assistants (NCCPA).

Physician Assistants and Nurse Practitioners both provide similar services in most states, the major distinction being that nurse practitioners are registered nurses by trade. Nurse Practitioners require more training than physicians assistants, such as a Masters Degree in nursing. Both are also known as Advanced Practice Clinicians (APCs) or mid-level practitioners (MLPs).

PAs should not be confused with Medical Assistants, who perform routine clinical and clerical tasks in a physician's office. A Medical Assistant (MA) is a multi-skilled allied healthcare practitioner who is competent in both a wide variety of clinical and laboratory procedures, as well as many administrative roles. Medical assistants have been described as healthcare's most versatile, multifaceted professionals. Medical Assisting is an allied health profession whose practitioners function as members of the health care delivery team and perform administrative and clinical procedures.

Formal education of medical assistants usually occurs in vocational or technical institutes, community colleges, proprietary schools, or junior colleges. The course length usually ranges from 1 to 2 year programs, complete with externships. The curriculum presented must always be accredited if its graduates plan to become either certified or registered. In 2002, there were 495 medical assisting programs accredited by the Commission on Accreditation of Allied Health Education Programs (CAAHEP) and about 170 accredited by the Accrediting Bureau of Health Education School (ABHES). Accreditation by either CAAHEP or ABHES usually requires that the schools curriculum provide sufficient classroom, lecture, and laboratory time (if applicable) to each of the courses below.

Administrative Courses
Computer Applications
Manual Recording of Patients' Data
Scheduling Appointments
Maintaining medical Records
Word Processing/Typewriting/Keyboarding
Coding/Insurance
Telephone Triage
Personnel Management

General Courses
Anatomy and Physiology
Behavioral Psychology
Pathophysiology
Medical Terminology
AIDS/HIV
Patient Education
Medical Law and Ethics

Clinical Courses
Phlebotomy
l Medical Asepsis/Infection Control
Pharmacology/Administration of Medications
Assisting Techniques/Physical Examination
Assisting with Minor Surgery
Basic Laboratory Procedures/Routine Blood and Urine Testing
Cardiopulmonary Resuscitation (CPR)
X-Ray Theory and Positioning
Electrocardiogram (EKG)

Certification is a voluntary process which is strongly backed by the AAMA and a number of other well respected certification bodies in the USA as a way to guarantee competency of a medical assistant at a job-entry level. However, in order to be eligible for certification one must attend a school which has been accredited by either CAAHEP or ABHES. Certification is usually achieved by taking a test issued by the National Board of Medical Examiners and AAMA, or AMT, or NHA and is offered twice yearly, simultaneously, at over 200 different test sites across the United States.

Successful completion of the rather intense exam earns the taker the proper credentials to become a Certified Medical Assistant, or CMA. National certification is legally required in order for any medical assistant to adhere to CMA status. The title CMA then follows postnominally.

Recertification must occur every 5 years in order for one to maintain their credentials. There are two ways to do this; one may either continually earn continuing education hours by attending CMA meetings, conventions and seminars, or by completely retaking the initial exam to prove they still possess a certain level of knowledge.

A medical assistant may choose another possible credential over CMA, and become a Registered Medical Assistant (RMA) instead. Again, credentialing is completely voluntary. The American Technologists (AMT) agency is responsible for certifying MAs who choose this course.

AMT first began offering this certification in 1972 on the months of June and November, through a computerized exam, much like the one offered by the AAMA. AMT therefore has its own conventions and committees, bylaws, state chapters, officers, registrations and revalidation examinations.

To become eligible to hold the title of RMA a student must be at least 18-years-old, pass a medical assisting curriculum at a school accredited by either ABHES or CAAHEP and possess a minimum of 5 years experience. The initials RMA then follow the individual's name.

RMAs have historically been very active in legislation, seeking protection for medical assistants, as well as continuously encouraging improved educational curriculums.

Author: Josh Stone

About Author:

Freelance writer for over eleven years.

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